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Loan Processor

Date: Nov 20, 2021

Location: Atlanta, GA, US, 30328

Company: United Bank

Job Description

Performs a variety of clerical and technical duties related to mortgage lending. Major responsibilities include coordinating the processing of mortgage loan following application, through underwriting to closing.


  • Receives and reviews new mortgage file: enters information into the LOS ; requests verification of employment, rent, and deposits as required through Processing Asst.
  • Reviews all documentation, i.e., credit report, appraisal, survey, title commitment, tax transcripts, social security # verification, CPA letters, etc. and immediately notifies manager of irregularities relative to standard underwriting guidelines if prior to being send to underwriting. If already in underwriting would notify the specific underwriter of
  • record.
  • Updates LOS with verified/changed information that may differ from information stated on initial application.
  • Calculates borrower income.
  • Completes HMDA data collection worksheet.
  • Runs loans through appropriate automated underwriting engines, reviews the AU findings/results and collects/confirms that documentation requirements are met before submitting to underwriting.
  • Completes hazard insurance and flood insurance worksheets to insure appropriate coverage.
  • Gathers underwriting conditions and submits to underwriting for final review and obtains “clear to close”.
  • Additional Responsibilities include but are not limited to: Assists loan officers in collecting documentation to meet underwriting conditions.
  • Assists with clearing post-closing purchase suspense conditions and exceptions.


  • High School diploma or equivalent required
  • Minimum 2 years previous mortgage loan processing experience required
  • Proficiency in Microsoft Office Products required
  • Strong verbal and written communication skills.
  • Excellent customer service skills
  • Ability to multi-task, prioritize and demonstrate a tactful and professional demeanor in a fast-paced environment
  • Demonstrated ability to be a self-starter, conscientious and to work under the pressure of deadlines.



  • Problem Solving
  • Time Management
  • Organization
  • Interpersonal and Customer Service Skills
  • Multi-tasking
  • Detail Oriented/Accuracy

Essential Functions: (Identify physical functions required to perform position, see examples below)

  • Sitting, standing and/or bending for extended periods of time.
  • Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, power tools, and other computer components.
  • Ability to converse and exchange information with all levels of staff within organization.
  • Ability to observe, perceive, identify, and translate data

Company Profile

At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors. Our 211 full-service banking offices and 15 loan origination offices in West Virginia, Maryland, Virginia, Ohio, Georgia, Pennsylvania, North Carolina, South Carolina and Washington, D.C. are each built on customer service and commitment to the community. United is backed by a history of safe, sound and secure banking practices that have allowed us to navigate through decades of changing economic environments. Because of this, our employees, customers, shareholders and communities can rely on us to be their banking partner for decades to come. Member FDIC. Equal Housing Lender. Equal Opportunity Employer.

Nearest Major Market: Atlanta

Job Segment: Loan, Clerical, Administrative Assistant, Mortgage, Accounting, Finance, Administrative