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Hedging & Loan Sales Analyst

Date: Jun 19, 2022

Location: Fairfax, VA, US, 22030

Company: United Bank

Job Description

The Hedging and Loan Sales Analyst works closely with the SVP, Capital Markets to analyze on a daily basis (intra-day if market and volume activity dictate) the risks associated with our mortgage pipeline and ensure that it is accurately hedged, and then sold on timely basis.


RESPONSIBILITIES:

  • The Hedging and Loan Sales Analyst must successfully balance daily, weekly and monthly hedging and loan sales responsibilities with the need to constantly improve the precision with which we analyze our pipeline, perform best execution, and assess our results. Coordination with mortgage operations is required to facilitate loans sales activities.
  • Prepare, review and analyze reports that provide loan level detail re:  the daily position
  • Monitor pipeline behavior vs. assumptions
  • Ensure that assumptions in the pipeline hedging application accurately reflect the market
  • Analyze fallout and other pipeline related considerations
  • Manage timely sale transactions from trade date to settlement
  • Complete detailed analysis of loan sales results
  • Complete ad hoc analysis and queries using 
  • Other projects as investor and business demands dictate

Qualifications

  • Bachelor’s degree in Accounting, Finance, or related field, is required
  • Minimum of three (3) years mortgage banking experience required
  • Secondary marketing. pipeline hedging experience and loans sales experience is preferred  
  • Strategic experience in capital markets, mortgage lending and financial services preferred
  • Strong quantitative and analytical skills.  
  • Excellent ability to query, analyze and report on loan level data.  
  • Ability to digest overall business strategy and apply that understanding in completing daily responsibilities and other relevant analysis
  • Must be detail-oriented, assertive and appreciate the importance of accurately and thoroughly completing various financial functions.  
  • Should have the ability to quickly grasp complicated issues, develop solutions and complete analysis with recommendations. 

 

ROUTINE DECISIONS AND FORMAL POLICY SETTING:

  • Recommends trades to ensure the mandatory pipeline is hedged in accordance with policies and procedures
  • Sells mandatory pipeline to maximize gain on sale.
  • Formally responsible for making recommendations regarding policies associated with the job’s purpose and essential responsibilities.

 

KEY COMPETENCIES:

  • Analytical
  • Detail Oriented
  • Efficient
  • Accuracy


Essential Functions:  

  • Sitting for extended periods of time.
  • Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
  • Ability to converse and exchange information with all levels of staff within organization.
  • Ability to observe, perceive, identify, and translate data

Company Profile

If you are looking for an organization that offers meaningful and interesting roles with an excellent benefits and compensation package, career development, and camaraderie, look no further than George Mason Mortgage, LLC.

 

George Mason Mortgage, LLC is an industry-leading lender and a wholly owned subsidiary of United Bank. With headquarters in Fairfax, Virginia, we have expanded our name with retail offices throughout Virginia, Washington, D.C., Maryland, North Carolina and South Carolina. Founded in 1980, our goal is to provide solid financial value to homeowners while standing by our reputation of consistently being a top lender.

 

Our specialized team of talented individuals allows us to close loans efficiently. With in-office processing, underwriting and closing, we are in control of the mortgage process and work with our clients every step of the way. Join a team of professionals who bring a variety of talent to the table, while working for a reputable company that fully supports its employees.


Nearest Major Market: Washington DC

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