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Mortgage Disclosure Analyst

Date: May 4, 2021

Location: Charleston, SC, US, 29407 Cayce, SC, US, 29033 Myrtle Beach, SC, US, 29577 Washington, NC, US, 27889

Company: United Bank

Job Description


Responsible for preparing and sending initial disclosure packages and CICs, pulling flood certifications, sending out counter-offers and denied and withdrawn letters.

1. Prepare and send out initial disclosure packages, both e-signed and paper as required.
2.  Prepare and send Change in Circumstances (CIC) notifications as required.
3.  Monitor loans with disclosures out and send incomplete letters as needed.
4. Monitor open loans to be sure all applications have been submitted for disclosures or adverse action.
5. Request flood certifications and request research as needed.
6. Obtain appraisal fee quotes prior to disclosures as needed.
7. Send out denied/withdrawn letters and counteroffer packages with revised disclosures.
8. Cancel and move expired pre-qualifications out of the open loans folder.
9. Possess a good working knowledge of all regulatory requirements pertaining to the job function including but not limited to BSA/AML, the U.S. Patriot Act and privacy laws.
10. Satisfactory and timely completion of all required regulatory training.




* High School diploma or equivalent required
* Two (2) years previous related experience required
* Proficiency in Microsoft Office Products required
* Strong verbal and written communication skills.
* Excellent customer service skills
* Ability to multi-task, prioritize and demonstrate a tactful and professional demeanor in a fast-paced environment
* Demonstrated ability to be a self-starter, conscientious and to work under the pressure of deadlines. 
* Must have good analytical, reasoning, and logic skills.


* Problem Solving
* Time Management
* Organization
* Interpersonal and Customer Service Skills
* Multi-tasking
* Detail Oriented/Accuracy

Essential Functions:  (Identify physical functions required to perform position, see examples below)
* Sitting for extended periods of time.
* Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
* Ability to converse and exchange information with all levels of staff within organization.
* Ability to observe, perceive, identify, and translate data
* Ability to travel via air, rail, automobile and/or bus.


This job description is not intended to be all-inclusive and the employee will also perform other duties as assigned.  It is not an employment contract.  United Bank reserves the right to modify job duties or job descriptions at any time.  

Company Profile

At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors. Our 211 full-service banking offices and 15 loan origination offices in West Virginia, Maryland, Virginia, Ohio, Georgia, Pennsylvania, North Carolina, South Carolina and Washington, D.C. are each built on customer service and commitment to the community. United is backed by a history of safe, sound and secure banking practices that have allowed us to navigate through decades of changing economic environments. Because of this, our employees, customers, shareholders and communities can rely on us to be their banking partner for decades to come. Member FDIC. Equal Housing Lender. Equal Opportunity Employer.

Nearest Major Market: Charleston South Carolina
Nearest Secondary Market: South Carolina

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