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Loan Specialist, Sr

Date: Nov 19, 2020

Location: Dunbar, WV, US, 25064 Charleston, WV, US, 25387

Company: United Bank

Job Description

The Loan  Specialist, Sr. will ensure compliance with the Bank’s Policy and Procedures, as well as other federal and state regulations while creating and/or review of the larger and more complex commercial loan contracts, notes, etc., both with internal and legal counsel loan documentation for United Bankshares, Inc. 



•    Uses advanced analytical, technical, and/or operational knowledge in support of business processes and services, including the review of complex documents, administration of system maintenance, problem research, investigations, Audit and Compliance support, and general data analysis.
•    Assists Commercial Lending Staff with the assessment of internally prepared and attorney-prepared documents to ensure adherence with basic documentation requirements, proper loan approval, and the Bank’s Loan Policy and Procedures.  After satisfactory review, communicates to Commercial Lending Staff, that loan documents are ready for closing and in compliance.  
•    Mentors less experienced members of the department to ensure they are completing documents in an accurate and timely manner.  
•    Knowledgeable about software products and services used in the department; capable of assisting users, performing maintenance functions, and trouble-shooting problems.
•    Assists management in maintaining complete and accurate records needed to document production and demonstrate compliance with audit and regulatory requirements.
•    Works within existing controls and standards to identify/resolve problems, answer questions, educate users, and generate requested output.



•    High School diploma required. A college degree is desirable.
•    Minimum of two years work experience in direct commercial loan processing and administration is required
•    Proficiency in Microsoft Office products required 
•    Ability to effectively interact with Lending staff and Operations management using both written and verbal communication
•    Demonstrate the ability to develop proficiency in a range of processes or procedures through job-related training and considerable on-the-job experience as a Loan Specialist or comparable position. 
•    Attention to detail appropriate for complex, large dollar transactions with multiple variables that can change from deal to deal.
•    Organizational skills sufficient for the timely and accurate handling of large dollar loan requests in a fast-moving, deadline driven environment.
•    Familiarity with lending, credit policy, loan documentation, banking systems, contracts, and/or legal procedures. 



•    Communication – expressing ideas effectively in individual and group situations; adjusting language or terminology to the characteristics and needs of the audience.
•    Compliance – the ability to understand and adhere to policies and procedures.
•    Self-Management – the ability to prioritize and complete tasks to deliver desired outcomes within allotted time frames.
•    Technical/Professional Knowledge – achieving a satisfactory level of technical and professional skills/knowledge in job-related areas; keeping abreast of current developments and trends in area of expertise. 



•    Sitting for extended periods of time.
•    Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
•    Ability to converse and exchange information with all levels of staff within organization.
•    Ability to observe, perceive, identify, and translate data.

Company Profile

<span style="font-family:"Arial",sans-serif">With over 180 years of experience, United Bank is one of the region’s premier banks with locations in West Virginia, Virginia, Washington, DC, Maryland, Ohio, and Pennsylvania. A subsidiary of United Bankshares, Inc., with dual headquarters in Washington, DC and Charleston, WV, we are a full service financial institution with nearly $20 billion in assets.

<span style="font-family:"Arial",sans-serif">At United Bank, our people are our greatest asset. Our company is a perfect fit for hard-working, driven individuals as we provide a culture that is entrepreneurial, efficient, relationship-based and service-oriented. United is proud of our record of growth and our commitment to service - not only to our customers, but also to the communities in which we live and work.

<span style="font-family:"Arial",sans-serif">United encourages our employees to become involved in the community and in professional activities, and we provide continued training and other support to help all employees achieve their full potential.

Nearest Major Market: Charleston

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