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CRA Officer

Date: May 1, 2022

Location: Morgantown, WV, US, 26505 Charleston, WV, US, 25301 Fairfax, VA, US, 22030 Charlotte, NC, US Vienna, VA, US, 22182 Fredericksburg, VA, US, 22401 Washington, DC, US, 20006 Raleigh, NC, US, 27609 Charleston, SC, US, 29407

Company: United Bank

Job Description

The CRA Officer is responsible for developing and implementing all aspects of the Bank's Community Reinvestment Act Compliance Program.

RESPONSIBILITIES:

  • Develop and implement programs to ensure the Bank meets the needs of its entire community and attains CRA compliance goals.
  • Manage all aspects of the CRA program, including, reporting, strategy, and monitoring to ensure compliance with regulatory requirements. 
  • Oversee all preparation for CRA audits and exams and act as primary liaison with internal auditors and examiners with respect to the Bank’s CRA program. 
  • Ensure United’s CRA program grows in proportion to United’s overall growth. 
  • Work closely with Executive Management to develop strategies that leverage United’s community development work to enhance United’s public profile.
  • Provide guidance to Market Presidents in developing market-specific CRA strategies and business development opportunities.
  • Monitor CRA performance on an ongoing basis and communicate strengths and weaknesses internally through written and verbal communication on an ongoing basis to employees at all levels of the company. 
  • Prepare quarterly CRA reports for Board Risk Committee.
  • Chair CRA Steering Committee meetings.
  • Oversee preparation and implementation of CRA training materials and sessions for all Bank staff.
  • Stay abreast of the requirements of the various related laws, regulations and rulings governing the Bank’s CRA activities.
  • Represent United in trade association groups and to regulators as it pertains to CRA, including, advocacy as applicable.
  • Support Corporate Social Responsibility Officer in supervising staff to include hiring, the staff’s personal training, coaching, professional development, and performance management.

Qualifications

  • Undergraduate degree with a business, community development, or related major required.  Master’s degree preferred. 
  • Minimum five (5) years of prior working experience in a Compliance, CRA, or community development related area required.
  • Minimum of two (2) years of prior working experience leading all or parts of a Bank CRA Compliance program required.
  • Minimum of two (2) years successful management experience required
  • Strong knowledge of the CRA regulations.
  • Computer skills must include high proficiency in Excel and Microsoft Word. Experience in database management or analysis software a plus. 
  • Excellent organizational skills, interpersonal skills, flexibility, and good customer relations.
  • Ability to prepare and deliver presentations to various community groups, employees, and management committees.
  • Ability to work under pressure, manage multiple tasks, perform simple and complex mathematical calculations, comprehend and apply various banking regulations, move freely about the facility, work independently. 
  • Demonstrated passion for community development.
  • Estimated 10% – 20% travel.

 

KEY COMPETENCIES:

  • Compliance and regulatory focused
  • Facilitation and interpersonal skills
  • Relationship development
  • Professionalism

 

Essential Functions:  

  • Sitting for extended periods of time.
  • Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
  • Ability to converse and exchange information with all levels of staff within organization.
  • Ability to observe, perceive, identify, and translate data
  • Ability to travel to various bank offices and nonprofit organization offices via air, rail, automobile and/or bus.
  • Requires extensive telephone contact, repetitive hand/arm motion and comprehension /interpretation of written/verbal instructions.   

Company Profile

At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors. Our 211 full-service banking offices and 15 loan origination offices in West Virginia, Maryland, Virginia, Ohio, Georgia, Pennsylvania, North Carolina, South Carolina and Washington, D.C. are each built on customer service and commitment to the community. United is backed by a history of safe, sound and secure banking practices that have allowed us to navigate through decades of changing economic environments. Because of this, our employees, customers, shareholders and communities can rely on us to be their banking partner for decades to come. Member FDIC. Equal Housing Lender. Equal Opportunity Employer.


Nearest Major Market: Morgantown

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